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What Happens to Your Black Box Score After an Accident?An accident does not automatically prove poor driving, but the insurer may examine telematics data when handling it.Can a Black Box Help Find a Stolen Car?Some GPS-enabled devices can provide useful location information, but theft-tracking features vary.Does a Black Box Know When Your Car Has Broken Down?It may record that the car stopped, but telematics is not the same as breakdown cover.Will One Speeding Mistake Cancel Black Box Insurance?Not necessarily. Insurers differ in how they respond to isolated speeding, repeated poor scores and serious events.Can You Challenge a Black Box Driving Score?Yes. You can ask the insurer to explain data you believe is wrong and use its complaints process where appropriate.What Happens if You Drive During a Black Box Curfew in an Emergency?Not every policy has a curfew. Where a product restricts or scores certain hours, an emergency does not automatically rewrite the contract.
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