Answer: An accident does not automatically prove poor driving, but the insurer may examine telematics data when handling it.
Preserve the journey information
If the app shows the trip, avoid deleting or altering anything and report the accident through the insurer’s normal claims route. The data may support your account, but photographs, witness information and the other driver’s details can still be important.
A collision can affect more than the score
The telematics record may help the insurer understand what happened, but the existence of a claim can also influence future pricing independently of whether your driving score remains good.
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