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Straight answers about living with black box insurance
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Does Your Black Box Driving Data Follow You to a New Insurer?

Usually not as a simple portable score. A new insurer normally makes its own underwriting decision.

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Answer: Usually not as a simple portable score. A new insurer normally makes its own underwriting decision.

Your wider insurance history still follows normal rules

Claims, convictions and no-claims history can remain relevant when changing provider even if the telematics number itself is left behind. Keep any driving reports you find useful, but do not expect a new insurer to price from a competitor’s app score.

Telematics scores are usually proprietary

One insurer may label you an excellent driver while another uses different measurements and weightings. There is no universal black-box score equivalent to a credit score that automatically follows you between companies.

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